Be careful with your health insurance policies

Due to increased risk of fatal diseaes and spiralling hospital costs it is ideal to have a mediclaim policy cover. An average of 8250 to15000Rs the various insurance companies charge for a cover up to 5 lakh rupees a year. But different policies put different conditions like some dont pay physician's charges or nursing fee,some limit icu claim, some limit in patient room charges while all exclude preexisting conditions in addition to diabetes and blood pressure and they give cover for preexisting illness after 4 consecutive renewals. So be careful in taking your policy
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